About Us

Your Trusted Financial Partner

About us

India’s rich history of trade and entrepreneurship has cultivated a vast network of micro and small businesses that are essential to our economy. However, access to capital remains a significant challenge, hindering their growth and potential.

At Bizloan, we recognize this challenge, which is often overlooked by financial institutions, particularly in Bharat—the smaller towns and villages that form the backbone of our nation.

Our aim is to bridge this gap by providing accessible and hassle-free financial solutions. We leverage our on-ground understanding of the unique need of these businesses and utilize technology to streamline the processes, ensuring that even underserved areas have access to the capital they need.

About us

BIZLOAN is a mission to provide support to the Micro, Small and Medium Enterprises when they need it the most. More than 5.5 crore MSMEs in India contribute to almost 8% of the economy and 28% of total employment. With “Make in India” program of Govt. of India, the contribution of MSMEs to the economy is poised to double by 2020. Most of these units do not get adequate financial assistance from the formal financial sector since almost 90% of them are in the unorganized segment. Our objective is to serve these MSMEs by providing them finance at the right time through swift and transparent processes.

Why Choose Us

Nationwide Presence

With offices in Delhi and Ncr / Haryana / Rajasthan / Karnataka/ Uttar Pradesh/Maharashtra serving businesses across India.

Tech-Driven Lending

Merging traditional approaches with modern data analytics to assess creditworthiness, even without prior credit history.

Experienced Team

Led by passionate bankers with 70+ years of combined expertise in MSME lending.

Registered NBFC

Bizloan is a Non-Banking Finance Company (NBFC – Type 2) approved by the Reserve Bank of India.

Founders

Abhishek Mishra

Abhishek Mishra Abhishek, a Post graduate in Business Administration, is an avid reader and a travel enthusiast. One of the perks of his 19 years long corporate journey was the opportunity to interact with the enterprising entrepreneurs throughout the country. He has worked with HDFC Bank for 10 years and ING Vysya (Kotak Mahindra) for 9 years. While he started off with Retail Operations, his real interest was always in Business Development. He was a part of the team that had set up Retail Assets Business in HDFC Bank and was one of the key member of ING Vysya’s SME Lending Business.

Rahul Jain

Rahul is MBA in Finance with over 18 years of banking experience. Having lead Business as well as Risk Teams in Institutions like ICICI Bank, HDFC Bank and ING Vysya (Kotak Mahindra), Rahul has covered most aspects of MSME & Retail Lending. His strength lies in his strategic thinking and seamless execution abilities along with strong relationship management skills. His rich experience in national roles has facilitated him with unique ability to gain insight into the financial needs of Small Business Enterprises across the country.

Vikram Diwan

Vikram has a Bachelor’s in Commerce (Hons.) from Shri Ram College of Commerce (SRCC), Delhi and is a Fellow Member of the Institute of Chartered Accountants of India (ICAI). He also has a Bachelor’s degree in Law (LL.B.) from Delhi University. He started his career in 2001 and was a founding member of the ICICI Bank’s Home Finance Team in Delhi where he acquired expertise in Credit and Risk functions in Retail Lending. In 2006, Vikram left the corporate world to join and build upon his family’s practice of law and compliance.

Advisers

Girish Chawla

Girish, an INSEAD alumnus has an entrepreneurial spirit. His creative bend and eye for detail, makes him a strategist & a planner rolled into one. In his diverse experience of 19 years in Financial Services, he has managed P&L responsibilities as well as support functions like Risk & Product Management, within and outside India. He specializes in setting up new Business Units. He was one of the founding members of SME Banking Credit Acceptance Unit in SCB, India and was a part of the core team that established a strong Business Banking franchise in ING Vysya Bank.

Sharad Mittal

Sharad is the Executive Director and CEO of real estate funds at Motilal Oswal Alternates (MOA). Sharad joined MOA in 2013. With over 18 years of experience in the real estate industry, Sharad has been instrumental in building MOA’s real estate investment platform.Sharad has helped steer the growth of MOA’s real estate investment business from scratch to an AUM of more than INR 5,300 Cr. having made more than 80 investments across 8 cities in India through the platform during this time. With keen attention on active asset management of the portfolio, he has also established a strong record of profitable exits from investments. Sharad has also been proficient in raising capital commitments from both domestic and global investors.
Prior to joining MOA, Sharad was associated with ICICI Prudential AMC, ICICI Bank,ASK Property Investment Advisors and First Rand Bank.
Sharad is a member of the Confederation of Indian Industry (CII) National
Committee on Real Estate & Housing. He is also a member of IMC Chamber of
Commerce & Industry committee on Urban Development, Smart Cities, Real Estate and Infrastructure. Sharad is also a member of the Royal Institute of Chartered Surveyors (RICS).Sharad is a Chartered Accountant and a Commerce graduate from Delhi University.

Frequently Asked General Questions

Q1- How BIZLOAN can help me in meeting my financial requirement?

We help small businesses by providing them finance in a hassle free, simple and efficient manner. If you are a proud owner of a business & you need finances to invest in growth, cover expenses, meet daily cash flow requirements or pay your suppliers, then BIZLOAN is your one stop shop to fulfil all your financial need.

Q2- How do I qualify for a loan from BIZLOAN?

You are eligible to get a loan from BIZLOAN

If you have an experience of 2 years or more in your current business
If you are in your current place of business for 1 year or more
If your Bank Account has credit entries of more than ₹ 10 Lacs in the last 12 months

Q3- How much loan I can avail & for how long?

If you are a Sole Proprietorship Firm, a Partnership Firm, LLP or a Private Limited Company you can avail loan amount ranging from ₹ 1,00,000 to ₹ 25,00,000 for a period starting from 3 months to 84 months.

Q4- Who can apply for a loan?

If you have a business and need finance for any of your business need, you can apply for a loan. You could be any one of the following:

Self Employed Professional
Sole Proprietorship Firm
Partnership Firm
Limited Liability Partnership
Private Limited Company

Q5- For what all purposes can I get a loan?

BIZLOAN can provide you with finance to meet your business need for:

Regular working capital
Managing seasonal business requirements
Expansion of business
Manage short term cash flow mismatches
To make renovations/ buy a machine/ add capacity

About us

Your Trusted Financial Partner

About us

About us